Third party deposits are defined as those deposits which originate from or are drawn upon an account at a financial institution which is titled in a name other than that of the receiving account holder(s).  Third party deposits also include deposits via cheque made payable to the account holder and endorsed over to MEXEM; however, MEXEM no longer accepts any cheque that is not made payable to MEXEM. Cheques payable to MEXEM for the benefit of an account holder, for example an IRA rollover deposit, are not considered third party deposits. Account holders who are uncertain as to whether a particular check qualifies for acceptance should contact MEXEM for clarification prior to remitting the check. Click here for more information regarding the handling of third party deposits.